Update from ANSA Homes regarding COVID-19

The three stages of a knock down rebuild

The knock down rebuild of your existing home offers many benefits including enabling your family to continue to live in your existing community while replacing your existing house with one that better suits your needs.

At ANSA Homes we’ve guided many delighted customers through the knock down rebuild process, part of which involves highlighting the fact that a successful knock down rebuild requires research and preparation.
We break the knock down rebuild process into three distinct phases:

  1. Investigation and research;
  2. Choosing your builder and home design; and
  3. Building your new home.

Stage 1: Investigating and researching your knock down rebuild project

The foundation of any successful knock down rebuild project is research. You need to investigate whether you’re permitted to knock down your existing house and gather information about what you are permitted to build in its place.

The first thing you should do is obtain a Section 10.7 Planning Certificate (formerly known as a Section 149 certificate) from the relevant local council. This certificate will provide you with information such as zoning and whether Draft Local Environmental Plans and Development Control Plans affect the land. It will also be able to tell you whether any restrictions apply to the land due to things like flooding and bushfires. Restrictions of this latter type can be reviewed by councils after natural disasters like our bushfires so it is important to always check.

Some homes may also be subject to Heritage Overlays which are part of local council planning schemes. They include places of local and state significance. You should be aware that front facades of homes that have heritage overlays are the most difficult to change. A council is more likely to allow the back of a property to be knocked down or rebuilt rather than the front. This is because often a heritage building is part of a local heritage area and streetscape needs to be maintained.

Vegetation like certain types of trees may also be protected and not be able to be removed so these need to be considered in any plans you make.
A further option once a design is determined is to take the route of Complying Development. This is a combined planning and construction approval for building that can be determined through a fast track assessment. However, while it is quicker than going through council, it is often more stringent. It should also be noted that this process will still take into account council regulations and the relevant State Environmental Planning Policies (SEPPs).

If you aren’t familiar with different planning certificates and policies, the information can seem overwhelming. ANSA Homes are happy to guide you through this process and in particular go through the documents with you free of charge so that you are able to make informed decisions.

Choosing your builder and home design

Once you’ve established that you can demolish your existing house, you then enter the fun part of your knock down rebuild project. You are now free to browse the market, visit display homes and consult with builders on designs that appeal to you. As a HIA and MBA award-winning Sydney builder with a proven track record in successfully delivering knock down rebuild projects, our various display homes across Western Sydney (Marsden Park, Oran Park, and Edmondson Park) are a great place to start.
Then there are decisions you need to make based on your current and future needs like the number of bedrooms, bathrooms and living areas. Do you want a double-storey or single-storey home? How about including a granny-flat to accommodate your extended family or adult children, or to rent out for an additional income stream?

This part of the knock down rebuild process can seem daunting which is why it’s important to find a builder with previous success in knock down rebuild – a builder who understands your needs and can give you the right advice. ANSA Homes offer a free knock down rebuild consultation to help you avoid the common pitfalls and our team can help you determine what site inspections and reports may be required.

Obviously, budget is a key part of any conversation with a potential builder and once again you need to undertake your own research. Unlike many builders, ANSA Homes provides certainty of price upfront as part of the ANSA Certainty Promise. The ANSA team ensures that you are kept informed throughout the tender process, so you have peace of mind and certainty of the end price. With ANSA Homes, you’ll never get any nasty surprises that push costs beyond your budget.

Demolishing your existing home

With most builders, the demolition is the responsibility of the homeowner, but ANSA Homes can help you manage the process by recommending a demolition specialist with a proven track record of getting the job done efficiently and affordably. We can assist with getting the relevant approvals in place before demolition takes place, while you contact your utility providers to have your gas and power disconnected.

Stage 3: Let the fun begin: building your new home

Arguably the most exciting phase is the actual building of your new dream home. At ANSA Homes we arrange regular site inspections that will make you feel part of the whole knock down rebuild process. We deliberately limit the number of homes we build each year so we can provide customers with the best service we can.

To provide you with certainty and understanding of the knock down rebuild process, the ANSA Homes team has developed a detailed knock down rebuild guide based on the most critical topics and our most frequently asked questions.

Thinking about a knock down rebuild? Call us on 1300 757 810 and our knock down rebuild specialists can answer your knock down rebuild questions, or send us an enquiry.

A message from ANSA Homes regarding COVID-19

The entire ANSA Homes team cares deeply about the health and wellbeing of our customers, suppliers, and building partners. Our top priority is the health and safety of our staff and customers and we are taking responsible steps to ensure compliance with the Health Department guidelines.

We are taking all the critical and necessary precautions and we are working hard to serve our customers.

Our display homes are open and we welcome you to come and take a look inside and meet with our staff.

We are adhering to the social distancing requirements of a minimum of 1.5m between people and 4m2 of space per person and have set up COVID-Safe registration stations for contact tracing purposes. Additionally, we are providing hand sanitiser at all our display homes and have increased our house cleaning regimen.

We are closely monitoring the virus from the point of view of our office, our display homes and on our building sites and we are following all advice and recommendations with respect to hygiene and cleanliness. Our ANSA Homes Business Continuity Plan (COVID-19) has been prepared in line with the Australian Government Department of Health’s own Emergency Response Plan for Novel Coronavirus (COVID-19) plan.

We stand ready to serve you.

You can also view our range of home designs on our website, and take 3D walk throughs of our display homes, including the Sierra, the Brooklyn and the Arlo at Marsden Park, as well as the Lellah at Oran Park.

Please contact us on 1300 757 810 if you have any concerns or would like to arrange an appointment or virtual meeting.

Build a home for the whole family with a house with granny flat design

Your family’s living arrangements are not a static thing. Children grow up and eventually leave home, elderly parents choose to downsize, and there are times when some extra income from renting out part of your home could come in handy.

But how can you accommodate all of these life stages? The answer is a purpose-built home, such as the multi-generation house with granny flat designs from ANSA Homes, that is uniquely designed to house multiple groups in their own separate private living areas.

The house with granny flat design trend

While Australian family homes were once smaller, it wasn’t uncommon for several generations to live under the same roof. This was partly because elderly parents lived with their families for longer as there wasn’t a developed retirement living and nursing home sector. This was followed by a swing towards elderly people being moved into nursing homes, and in some cases entirely forgotten by the younger generations.

Swing back to current times and there’s a definite trend for older Australians to stay in their own homes and seek services to enable them to avoid aged care facilities altogether. But because this can be expensive, multi-generation families are coming together to share their housing costs with new homes that are based on a unique house with granny flat design.

Alongside this trend, immigration to Australia has led to an increase in multi-generation living because these family structures are inherent in some overseas culture. This has in turn had an influence on Australian culture and Australian home builders.

It’s these sorts of trends that ANSA Homes follows closely to ensure we meet market needs. We’ve been building Australian houses using modern house with granny flat designs for many years. We believe that this is definitely a growth area within the Australian housing market and a trend worth following, which is why we have no less than 12 multi-generation house and granny flat designs on offer.

Is a house with granny flat design for me?

Do you currently share an existing home with several generations of your family, with no separate spaces? Do you live in a great location, but find your house is too crowded with several generations living on top of each other?

Do you have teenage children who want their own space? Do you have elderly parents who want to downsize? Do you want a self-contained ‘granny flat’ to earn rental income? Are you struggling to save to buy your own home, but would consider living alongside other family members?

If your answer to any of these questions is ‘yes’, you could be a whole lot happier and more comfortable with a multi-generation house with granny flat design from ANSA Homes.

Why is multi-generation housing the answer to my problem?

Multi-generation homes are ideal for families where two or more family groups want to live under the same roof. This might be so the family members can save money, or it might be because they like living in close proximity. Right now, you might want separate areas for teenage kids, and once those kids grow up and leave home, you might then use the same space for ageing parents. A house with granny flat design with a separate self-contained area can also be used as a rental property to earn extra income.

Pioneering house with granny flat homes in Australia

ANSA Homes has been at the forefront of the house with granny flat design trend in Australian home design and building. In fact, we pioneered the sector with our Astaire design, the first award-winning house and granny flat design to receive design awards from both the Master Builders Association (MBA) and the Housing Industry Association (HIA),

The Astaire is a two-homes-in-one design that offers multiple floor plans and is suitable for both standard blocks of land and corner blocks. The Astaire can be viewed at our Edmondson Park location.

Our other house with granny flat designs include:

  • The majestic Lellah, a three-homes-in-one design that can be viewed at our Oran Park location.
  • The deluxe Pollux, which offers a spacious two-bedroom granny flat and seven bedrooms in total.

The benefits of multi-generational living

The many benefits of multi-generational living include:

  • Lower living expenses because costs are split among more adults.
  • Parents and adult children can co-purchase property that they couldn’t afford on their own.
  • Providing a more cost-effective way to help care for ageing parents.
  • Helping to save on childcare costs due to having older generations living on site.
  • Keeping the entire family connected and fostering relationships between the oldest and youngest family members.

Why you should consider a house with granny flat design from ANSA Homes

ANSA Homes is a HIA and MBA award-winning builder specialising in house with granny flat projects. Large enough to have display homes at multiple locations, but small enough that everyone on our team knows your name, ANSA Homes give you certainty. Certainty of price, process, design, and expertise. Contact us today or drop into one of our display home locations for a confidential discussion about your new home.

To find out more about building your dream home with ANSA Homes, send us an online enquiry, call us on 1300 757 810, or visit our display homes at Marsden Park, Oran Park and Edmondson Park.

How to sell your current home while building your new home

So, you’ve come to a home builder like ANSA Homes and decided on your new dream home, but you still own your current dwelling. How can you transition from one home to the other while minimising the disruption and the cost for you and your family?

In short, you have two options – either sell your current home and rent or obtain a bridging loan to cover the interim period. There are a few things you need to consider before you decide on the best option for you and your family; such as the amount of time the new build will take and the physical distance between the two properties.

ANSA Homes provides certainty

Before deciding on the best option, you need to know how long the building of your new home will take. At ANSA Homes we deliver complete transparency throughout the building process, from timeline to costs to inspection to construction.

We’re able to achieve this by drawing on our wealth of home building experience to design an airtight procedure that delivers certainty of process for you. We take the time at the start of our relationship to get to know the real you and we ask questions and intently listen to your responses to understand your unique requirements for your dream home.

Selling first and renting

For most people, when building a new home, the ideal situation is to sell your current dwelling with the agreement that you can rent back the home at an agreed value. This assumes that it’s conveniently located and affordable to make this feasible. Assuming that your ducks line up, this option could provide you with fast access to capital while avoiding the expense and hassle of moving twice. It also skips the hassle of changing other life necessities like your mailing address, schools, and more.

This option might work for the buyer of your existing home if they’re investors, but if they want to live in their new purchase you will have no choice but to move out.

The other rental option is to move into temporary leased accommodation while your new home is being built. In some cases, this might be the best choice because you can move into your new area straight away if you’re relocating from your existing area. Obviously you will need to factor in the rental price, moving costs, possible storage costs, and be prepared to be a little disrupted in the interim period. But the reward at the end of the period – a brand new home for you and your family – will be well worth it.

Bridging loan

In simple terms, a bridging home loan bridges the financial gap between two home loans. Bridging home loans are commonly used to finance the purchase of a new property while your current property is being sold and can also provide finance to build a new home while you live in your current one.

Typically, the lender takes security over both properties and lends against these properties until the sale and purchase process on both is complete. Often during a bridging loan period, your home loan will generally be charged as an interest-only loan and many lenders offer interest rates comparable to the standard variable rate, or slightly above.

You need to negotiate the best deal for your situation. Some lenders, for example, will give you six months to sell your home if you’re buying an established home and up to 12 months if you’re building.

Once you sell your first property, the funds from the sale are applied to the bridging loan, and any remainder can be rolled into a new home loan.

Obviously, you need to sell your original home, which can take some time, so you need to factor that process into your cost estimates and decision making.

Certainty of price

When you receive a tender from ANSA Homes for your new home, you can be certain that the price presented in this tender, will be the final price you pay for your home. That’s the ANSA Certainty Promise, from us to you.

To find out more about building your dream home with ANSA Homes, send us an online enquiry, call us on 1300 757 810, or visit our display homes at Marsden Park, Oran Park and Edmondson Park.

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